At USA Homeownership Loans and its affiliates (“we,” “us,” or “our”), we value your privacy. This policy explains the types of information we collect, how we use it, and your rights. We collect information when you visit our websites or interact with us via email or phone. This policy details how we collect, use, protect, and share your information. This policy is subject to change, so please review it periodically.

California residents who are not consumers of personal, household, or family financial products may have additional rights under California law. Please see the “Notice of Collection & Privacy (CA)” link in the website footer for more details.

Information Collection
We may collect information from you through:
• Direct Interactions: Information you provide when you fill out forms, surveys, or applications on our websites.
• Third-Party Sources: Information provided by third parties about you.
• Automatic Collection: Data collected through your online interactions, such as browsing behavior, IP address, and technical details about your device.

Use of Information We use your information to:
• Present and improve our websites and services.
• Provide information, products, or services you request.
• Notify you about changes to our offerings.
• Facilitate promotions and contests.
• Work with partners to offer relevant products and services.
• Enforce compliance with agreements and legal requirements.

The Companies may also share aggregated or anonymous data about you with advertising service providers and with companies that help the Companies understand how you use the Companies’ websites.

Disclosure of Your Information
We may disclose information that we collect or you provide as described in this privacy policy:
• to affiliates or contractors, service providers, and other third parties we use to support our business;
• to a buyer or other successor in the event of a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of our assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which personal information held by us about our website users is among the assets transferred;
• to fulfill the purpose for which you provide it;
• for any other purpose disclosed by us when you provide the information;
• with your consent or direction.

Cookies and Tracking
• Our websites use cookies and tracking technologies to enhance your experience and collect data for analytics. You can manage your cookie preferences in your browser settings.
• You can manage your cookie preferences in your browser settings at any time. Please note that if you disable cookies, some features of our website or mobile application may not function properly, which may impact your user experience while on our website.

Third Party Links
You should be aware that when you are on our website you could hyperlink or be directed to other websites that are beyond our control and/or outside our service. We do not control such websites, and, therefore, are not responsible for their contents or the hyperlinks or advertising they choose to place on such websites. Our inclusion of hyperlinks to these websites does not imply any endorsement of the material on such websites or any association with their operators.

Children’s Privacy
Our websites are not intended for children under 13. We do not knowingly collect information from individuals under 13.

Security
We take measures to protect your personal information, but no method of storage or transmission is completely secure. You are responsible for keeping your passwords confidential.

Changes to This Policy
This policy may change over time. The most recent version will be posted on our website with the date of the last update.

Contact Information
Phone: 800.590.2574
Website: https://www.usamtg.com

USA Homeownership Loans
Attn: Compliance Department
495 East Rincon Street, Suite 110
Corona, CA 92879