It is the mission of USA Homeownership Loans to provide education and guidance in the mortgage process for Veterans, active duty service members and first responders. Our community matters and we will ensure that all can achieve the American dream of homeownership. We will be the source of up-to-date mortgage industry information and maintain high trust relationships with our clients, business partners, team members, and community. We are committed to sustaining a superior level of integrity and excellence so that our clients feel empowered to make important financial decisions.
Three reasons to OWN vs. RENT
We believe that every Veteran should have the opportunity to buy a home of their own. Here are great reasons to buy now:
No down payment*
You don’t have to save up to own.
No Private Mortgage Insurance (PMI)
That can save you hundreds a month.
Cash Buyer Certificate
This document confirms your qualifications in advance, letting you shop with the confidence of a cash buyer.
* No down payment as long as sale price isn’t higher than the home’s appraised value.
VA Home Loan Eligibility
• Active duty service member
• Veteran with honorable discharge
• Reservist/National Guard with honorable discharge and sufficient time served
• Surviving spouse of an eligible deceased Veteran
• Spouse of a MIA/POW service member
