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Since 2011, USA Homeownership Foundation, Inc., a HUD Certified Housing Counseling Affiliate and Veteran Service Organization, has been dedicated to empowering homeownership nationwide. To further its mission, USA Homeownership Loans was launched in 2020, integrating mortgage origination into its services, This comprehensive approach provides a seamless path to homeownership.
2004
Our Navy veteran founder missed using his VA home loan benefit when buying his first home due to misinformation and VA home loan bias from agents and lenders.
2008
After discovering the lack of VSO representation in the VA home loan program and financial counseling, our founder was inspired to create a nonprofit to serve low-to-moderate income families, especially servicemembers and veterans, by leveraging his real estate expertise.
2011
USA Homeownership Foundation Inc., DBA Veterans Association of Real Estate Professionals (VAREP), was established as a 501(c)(3) nonprofit. VAREP began by training real estate, lending, and housing professionals on the VA home loan benefit, military culture, and best practices for serving veterans, while also focusing on direct outreach to servicemembers and veterans to promote financial stability and responsible homeownership.
2012
VAREP launched its first five chapters in California, comprised of volunteers from the real estate, lending, and housing industries, to train local professionals on the VA home loan, combat VA loan bias, and raise funds for veteran grants. Today, VAREP has grown to over 45 chapters across 27 states.
2014
VAREP began advocating for veteran housing rights, hosting its first annual Policy Conference and National Convention.
2015
VAREP launched the “House a Vet” mortgage-free home donation program, providing over 54 homes to veterans to date. Additionally, the “Freedom Flippers” program was established, spending over $12.7 million to rehabilitate more than 525 foreclosed homes to date, offering affordable homeownership to low-to-moderate income families.
2016
VAREP introduced the Stop, Drop, Push Campaign (SDP) for veteran suicide prevention through alternative therapies, providing gap grants for veterans to access holistic treatments like yoga, fly-fishing, surfing, deep sea diving, and martial arts.
2017
VAREP became the only HUD-certified housing affiliate Veteran Service Organization, offering comprehensive financial and housing counseling. VAREP also launched Veteran Housing Summits and the H.E.L.P. Class, an 8-hour HUD-approved pre-purchase education program focused on the VA home loan.
2019
VAREP reorganized, creating two sister nonprofits; VETCares, Inc., to manage charitable grant programs; VAREP, Inc. as a 501(c)(19) Veteran Service Organization to enhance services for veterans.
2020
To expand national housing resources, VAREP established USA Homeownership Loans and USA Homeownership Realty (a reciprocal referral brokerage).
2021
Adding to its housing Continuum of Care (CoC), VAREP launched MVP (Military, Veteran, Patriot) affiliates, including MVP Insurance Services, MVP Title Services, and MVP Staffing Services.
2023
VAREP opened Veteran Economic & Housing Outreach Centers (VEHOCs) in CA, NV, VA, MD, TX, and FL to streamline service delivery. These brick and mortars supports our Virtual VEHOC in providing service nationwide to veterans and servicemembers.
2024
VAREP launched the MVP Heroes Housing Network (MVPHHN) as a referral resource for veterans and servicemembers. Amid the recent NAR Settlement, rising VA loan defaults, and a fluid real estate market, MVPHHN connects veterans and servicemembers with trusted real estate, lending, and housing professionals, offering personalized support and potential savings.