Purchase – USA HOMEOWNERSHIP LOANS

Homebuying, Simplified

Consultation, Pre-approval, Agent, Close

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Down Payment Assistance

Why USA Homeownership Loans?

USA Homeownership Loans believes in more than just offering competitive rates and terms. We support homeowners by understanding each client’s unique needs from the initial application through closing and beyond.

Simplified application & prequalification process.

A variety of loans for your unique situation.

Supporting servicemembers & veterans in need.

Hero Real Rewards Program.

Access to Free HUD Counseling Services.

We Are Ready to Help you, Call today!

800-590-2574

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Homeownership Learning Center – Guides to EducatE, Inform, and Simplify

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We Are Ready to Help you, Call today!

800-590-2574

Loan Consultant Search

Start an Application

GIVING BACK – SOCIAL IMPACT

55 HOMES DONATED

MORTAGE-FREE TO DESERVING HEROES

1,500 VETERANS
PLACED IN HOMES

THROUGH VAREP PROGRAMS

2,500 FAMILIES

Have been given a hand up
through VAREP Cares.

1,016 VETERANS

Engaged in Credit Counseling
to improve financial readiness

6,108 VETERANS & SERVICEMEMBERS

Educated on VA Home Loan Benefit, importance of good credit & home buying process through counseling & outreach events

Getting Mortgage Ready

As the mortgage division of a HUD Certified Organization, our clients have access
to services getting them mortgage-ready.

Pre-purchase

Pre-Purchase counseling helps individuals understand the homebuying process, manage finances, improve credit, and make informed decisions about purchasing a home including downpayment assistance

CREDIT COACHING

HUD credit and financial counseling helps individuals manage finances, improve credit, and prepare for homeownership with personalized advice and strategies for financial stability and housing goals.

Foreclosure Prevention

Provides homeowners with strategies and support to avoid foreclosure, including personalized advice on managing finances, negotiating with lenders, and exploring alternatives to help them stay in their homes and achieve financial stability.

Connect with a Housing Counselor

We Are Ready to Help you, Call today!