VA Loan for Servicemembers, Veterans,
and Eligible Surviving Spouses
Homebuying Made Simple for Heroes – Because You’ve Earned It!
THE VA LOAN APPLICATION PROCESS
OBTAIN YOUR CERTIFICATE OF ELIGIBILITY (COE)
Start by obtaining your Certificate of Eligibility to confirm your eligibility for a VA loan. This document is crucial for lenders to verify your military service.
CHOOSE A VA- APPROVED LENDER
Work with a lender experienced in VA loans to ensure a smooth and efficient process. They will guide you through the application and approval steps.
EXPLORE YOUR HOME OPTIONS
With pre-approval in hand, start exploring homes within your budget. Remember, VA loans can be used for various property types, including single-family homes, condominiums, and more.
SUBMIT YOUR OFFER
Once you find the perfect home, submit your offer. Your lender will work with you to finalize the loan details and move toward closing.
We Are Ready to Help you, Call today!
800-590-2574
Why USA Homeownership Loans?
USA Homeownership Loans believes in more than just offering competitive rates and terms. We support homeowners by understanding each client’s unique needs from the initial application through closing and beyond.
Simplified application & prequalification process.
A variety of loans for your unique situation.
Supporting servicemembers & veterans in need.
Hero Real Rewards Program.
Access to Free HUD Counseling Services.
We Are Ready to Help you, Call today!
800-590-2574
Agent Matching and
Real Rewards Program
Once you receive loan pre-approval and meet the “Hero” requirements, you can choose to participate in the Real Rewards Program. This will match you with a certified MVP-Affiliated Agent through our partnership with the MVP Heroes Housing Network. As a buyer, you may be eligible for savings such as a closing cost credit or rewards shortly after closing, subject to home criteria and state regulations.
Real Rewards Disclosures and Licensing Information
Real Rewards are not available in AL, AK, IA, KS, LA, MS, MO, OK, OR, or TN.
Real Rewards is only eligible for loans closing with USA Homeownership Loans and use of an MVP-Affiliated MVP Agent.
Real Rewards will be paid to homebuyer USA Homeownership Realty – CA DRE Corp. #02064783 which is the broker associated with the MVP Heroes Housing Network.
We Are Ready to Help you, Call today!
800-590-2574
GIVING BACK – SOCIAL IMPACT
55 HOMES DONATED
MORTAGE-FREE TO DESERVING HEROES
1,500 VETERANS
PLACED IN HOMES
THROUGH VAREP PROGRAMS
2,500 FAMILIES
Have been given a hand up
through VAREP Cares.
1,016 VETERANS
Engaged in Credit Counseling
to improve financial readiness
6,108 VETERANS & SERVICEMEMBERS
Educated on VA Home Loan Benefit, importance of good credit & home buying process through counseling & outreach events
Getting Mortgage Ready
As the mortgage division of a HUD Certified Organization, our clients have access
to services getting them mortgage-ready.
Pre-purchase
Pre-Purchase counseling helps individuals understand the homebuying process, manage finances, improve credit, and make informed decisions about purchasing a home including downpayment assistance
CREDIT COACHING
HUD credit and financial counseling helps individuals manage finances, improve credit, and prepare for homeownership with personalized advice and strategies for financial stability and housing goals.
Foreclosure Prevention
Provides homeowners with strategies and support to avoid foreclosure, including personalized advice on managing finances, negotiating with lenders, and exploring alternatives to help them stay in their homes and achieve financial stability.
We Are Ready to Help you, Call today!